William Pang
neděle 5. května 2024
4 Guaranteed Approval Credit Card Accounts You Need For Bad Credit
Patel One:
This card can hook you up with $300 to $3,500, even if your credit is in the doldrums.
Credit.ai:
This one can land you a solid $1,500 in credit. Just make sure you've got those active bank accounts shipshape.
Capital One Platinum:
Sure, it might only be a $200 limit, but it's unsecured, matey. Perfect for building up that score.
Smooth Sailing with Loans and Lines of Credit
Ahoy, me hearties! If you've got the income but your credit is as murky as the deep blue sea, then you'll want to set a course for Rise Credit, Rover, and Net Credit. These lenders will actually give you real cash money and report it to the credit bureaus. Talk about a windfall!
Rise Credit:
Batten down the hatches, because these loans can go up to $5,000.
Navy Federal Credit Union:
If you can get into this ship, their pledge loan is a treasure trove for credit building.
BCU and Veridian Credit Unions:
These Vantage score Trans Union pullers are worth a look if you can't set sail with Navy Federal.
Debit Cards That Pack a Punch
Ahoy, me mateys! Have you been feeling marooned in the world of bad credit due to being in "check systems"? Well, fear not, because these debit card companies are here to throw you a lifeline.
Extra:
This debit card will report your transactions to Equifax and Experian, helping to build up your credit.
Fiz:
Avast, ye scallywags! This debit card will report to all three credit bureaus.
Current:
Shiver me timbers, this debit card also reports to all three credit bureaus.
Credit Sesame Sesame Cash:
Arrr, this one reports to the credit bureaus as well, matey.
The Importance of Positive Accounts
Now, listen up, me hearties! If you've got a boatload of negative accounts on your credit file, you'll want to add at least two to three positive accounts to help balance it out. And don't just go for those revolving accounts, either. You want to have a nice mix, including loans and lines of credit, to really boost that score.
Set Sail Towards Better Credit
So, there ye have it, me hearties – a treasure trove of credit-building tips and tricks that'll have you sailing the high seas of financial success in no time. Remember, the more positive accounts you can add to your credit file, the better. And if you need any help navigating these murky waters, be sure to click the link in the description to schedule a one-on-one consultation. Ahoy!
YouTube Source:
https://www.youtube.com/watch?v=XlGSYvcPYZg
YouTube Channel:
https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg
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